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    Even then I thought ,000 was pretty low as I could only afford to share a

    Even then I thought $40,000 was pretty low as I could only afford to share a $1,800/month studio with a buddy of mine from high school after contributing to my 401(k).Thankfully our salaries were raised in the second year to $65,000 after Wall St.I used to live downtown when I worked in finance from 1999-2001 as a fresh college grad.My base salary for the first half of the year (started in July) was $40,000.Fast forward 14 years later and the 600 square foot one bedroom condos in decent areas of Manhattan are now trading for $750,000 ! Cost to go see his family in New Jersey and the occasional fishing or skiing trip up north.I’m pretty familiar with these prices because my studio roommate actually bought a $325,000 one bedroom condo near the United Nations in 2000. As you can see from my example above, someone making $100,000 a year in New York City is NOT living it up.

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    Even then I thought $40,000 was pretty low as I could only afford to share a $1,800/month studio with a buddy of mine from high school after contributing to my 401(k).

    Thankfully our salaries were raised in the second year to $65,000 after Wall St.

    I used to live downtown when I worked in finance from 1999-2001 as a fresh college grad.

    My base salary for the first half of the year (started in July) was $40,000.

    ,800/month studio with a buddy of mine from high school after contributing to my 401(k).

    Thankfully our salaries were raised in the second year to ,000 after Wall St.

    I used to live downtown when I worked in finance from 1999-2001 as a fresh college grad.

    My base salary for the first half of the year (started in July) was ,000.

    32 year old doctors who don’t do fellowships make 0,000-0,000 as well. (See: How Much Should I Have In My 401k By Age) Here’s another example of a single mother with a child.

    He eats out about 30 meals a month and cooks his remaining 60 meals at home (breakfast, lunch, dinner). If you want to lead a less comfortable life, then you can find studios for around ,000 a month.

    But, are you really going to be happy still living like a college student making 0,000 a year? Where are your parents, girlfriend, boyfriend, and relatives going to sleep?

    BREAKING DOWN A 0,000 INCOME Gross Income: 0,000 401(k) Max Contribution: ,500 Taxable Income: 2,500 Effective Tax Rate (includes city, state, federal, SS tax): 35% Net Income: 8,625 Monthly Net Income: ,885 EXPENSES FOR A BETTER LIFE Rent For Two Bedroom In Mid Town: ,500 Food:

    32 year old doctors who don’t do fellowships make $150,000-$250,000 as well. (See: How Much Should I Have In My 401k By Age) Here’s another example of a single mother with a child.

    He eats out about 30 meals a month and cooks his remaining 60 meals at home (breakfast, lunch, dinner). If you want to lead a less comfortable life, then you can find studios for around $2,000 a month.

    But, are you really going to be happy still living like a college student making $100,000 a year? Where are your parents, girlfriend, boyfriend, and relatives going to sleep?

    BREAKING DOWN A $200,000 INCOME Gross Income: $200,000 401(k) Max Contribution: $17,500 Taxable Income: $182,500 Effective Tax Rate (includes city, state, federal, SS tax): 35% Net Income: $118,625 Monthly Net Income: $9,885 EXPENSES FOR A BETTER LIFE Rent For Two Bedroom In Mid Town: $5,500 Food: $1,000. It’s clear she’s not living it up on a $200,000 income.

    Now we can afford to eat four $100 dinners a month with $500 left over for lunch and breakfast. You can go out twice a week now or feel more comfortable buying a couple rounds of drinks for three friends four times a month. Instead of taking the subway when it’s super hot or really late, you get to take a $15 cab ride a little more often for convenience. Given only 13% of Americans make more than $100,000 a year, it’s clearly possible to have a good life living in an expensive city making less. * Working in the food industry so you don’t have to pay for your meals. If you can take care of your housing situation everything else can be overcome with cheaper options.

    ||

    32 year old doctors who don’t do fellowships make $150,000-$250,000 as well. (See: How Much Should I Have In My 401k By Age) Here’s another example of a single mother with a child.He eats out about 30 meals a month and cooks his remaining 60 meals at home (breakfast, lunch, dinner). If you want to lead a less comfortable life, then you can find studios for around $2,000 a month.But, are you really going to be happy still living like a college student making $100,000 a year? Where are your parents, girlfriend, boyfriend, and relatives going to sleep?BREAKING DOWN A $200,000 INCOME Gross Income: $200,000 401(k) Max Contribution: $17,500 Taxable Income: $182,500 Effective Tax Rate (includes city, state, federal, SS tax): 35% Net Income: $118,625 Monthly Net Income: $9,885 EXPENSES FOR A BETTER LIFE Rent For Two Bedroom In Mid Town: $5,500 Food: $1,000. It’s clear she’s not living it up on a $200,000 income.Now we can afford to eat four $100 dinners a month with $500 left over for lunch and breakfast. You can go out twice a week now or feel more comfortable buying a couple rounds of drinks for three friends four times a month. Instead of taking the subway when it’s super hot or really late, you get to take a $15 cab ride a little more often for convenience. Given only 13% of Americans make more than $100,000 a year, it’s clearly possible to have a good life living in an expensive city making less. * Working in the food industry so you don’t have to pay for your meals. If you can take care of your housing situation everything else can be overcome with cheaper options.

    ,000. It’s clear she’s not living it up on a 0,000 income.

    Now we can afford to eat four 0 dinners a month with 0 left over for lunch and breakfast. You can go out twice a week now or feel more comfortable buying a couple rounds of drinks for three friends four times a month. Instead of taking the subway when it’s super hot or really late, you get to take a cab ride a little more often for convenience. Given only 13% of Americans make more than 0,000 a year, it’s clearly possible to have a good life living in an expensive city making less. * Working in the food industry so you don’t have to pay for your meals. If you can take care of your housing situation everything else can be overcome with cheaper options.

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